*Gene A. Schnabel is a Registered Representative of and offers securities products & services through FSC Securities Corporation, a registered Broker-Dealer, Member FINRA/SIPC.  In this regard, this communication is strictly intended for individuals residing in the states of Arizona, Arkansas, California, Idaho, Iowa, Kansas, Nevada, North Carolina, Ohio, Oregon, South Carolina, Texas, Virginia, Washington, and Wisconsin.   No offers may be made or accepted from any resident outside the specific states referenced.

Gene A. Schnabel is also separately registered as an Investment Advisor Representative under FSC Securities Corporation, a Registered Investment Advisor offering advisory services in the state of California.  As such, these services are strictly intended for individuals who reside in California.

IMPORTANT CONSUMER INFORMATION

A broker-dealer "BD", investment advisor "IA", a BD agent, or IA Representative may only transact business in a state if first registered in that state, or is excluded or exempt from registration in that state as a broker-dealer, investment advisor, BD agent or IA Representative, as appropriate.  Follow-up, individualized responses to persons in a state by such a firm or individual that involve either affecting or attempting to affect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion.

For information concerning the licensing status or disciplinary history of a broker-dealer, investment advisor, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.